(312) 248-0947
Hospital Indemnity
Hospital indemnity insurance, also known as hospitalization insurance, is designed to help cover the costs associated with a hospital stay. These plans typically pay out a fixed daily, weekly, or monthly amount directly to the policyholder, which can be used to offset expenses such as deductibles, copayments, and non-covered services during a hospital stay.
Features of hospital indemnity plans may include:
​
-
Coverage for inpatient hospital stays, including room and board, intensive care, and other related expenses.
-
Coverage for outpatient services such as surgery, emergency room visits, and ambulance transportation.
-
Flexible benefit options allowing policyholders to choose the level of coverage that best suits their needs.
-
No network restrictions, allowing policyholders to receive care from any healthcare provider.