Medicare | AlwaysHereInsurance

Medicare is a federal health insurance program in the United States primarily designed for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions.

Medicare Part A
(Hospital Insurance)

This covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services. Most people do not have to pay a premium for Part A if they or their spouse paid Medicare taxes while working.

Medicare Part B
(Medical Insurance)

Part B covers services like doctor's visits, outpatient care, preventive services (such as screenings and vaccinations), durable medical equipment (like wheelchairs and walkers), and some home health care. Part B typically requires a monthly premium.

Medicare Part C
(Medicare Advantage)

these are offered by private insurance companies approved by Medicare. Part C plans provide all of your Part A and Part B coverage and may offer additional benefits, such as vision, dental, and prescription drug coverage. They often include health maintenance organization (HMO) or preferred provider organization (PPO) networks.

Medicare Part D
(Prescription Drug Coverage)

Part D plans provide prescription drug coverage. These plans are offered by private insurance companies approved by Medicare. They help cover the cost of prescription drugs, and you typically pay a monthly premium, deductible, copayments, and/or coinsurance.

Medicare also allows for supplemental coverage, often called Medigap, which helps pay for some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles

Medicare is a federal health insurance program in the United States primarily designed for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions.

Medicare Part A (Hospital Insurance)

Medicare Part B (Medical Insurance)

Medicare Part C (Medicare Advantage)

Medicare Part D (Prescription Drug Coverage)

Medicare also allows for supplemental coverage, often called Medigap, which helps pay for some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles

Medicare Part A
(Hospital Insurance)

Medicare Part B
(Medical Insurance)

Medicare Part C
(Medicare Advantage)

Medicare Part D
(Prescription Drug Coverage)